1. Who we are
F.T.I.O. (Finance, Tax & Investment Office) is an independent advisory firm. This Privacy Policy applies to the information we collect through our website and any related online services that link to this statement.
2. Information we collect
We collect information that you voluntarily provide, such as your name, job title, organisation and any message you submit through forms on the site. We also collect certain information automatically when you browse, including your IP address, browser type, device identifiers, operating system, referring URLs, pages viewed, and the dates and times of your visits.
In some cases we may receive information about you from third-party sources, such as event partners or professional networking platforms, where you have consented to the sharing of your information.
3. How we use information
We use the information we collect to operate and improve the website, respond to enquiries, deliver the content and services you request, understand how visitors interact with the site, maintain security, comply with legal obligations and communicate with you about matters that may be relevant to your interests.
Where permitted by law, we may also use your information for marketing and business-development purposes, such as sending updates, invitations or thought-leadership materials. You may opt out of marketing communications at any time by following the unsubscribe instructions included in each message.
4. Cookies and similar technologies
We use cookies and similar tracking technologies to collect information about browsing behaviour, remember preferences, analyse site traffic and personalise content. For more detail about the types of cookies we use and how to manage your choices, please see our Cookie Policy.
5. Legal basis for processing
We process personal information on the basis of your consent, our legitimate interests in operating and improving the website, the performance of a contract with you, compliance with legal obligations, or other grounds permitted under applicable data-protection law.
6. Sharing and disclosure
We do not sell personal information. We may share information with trusted service providers who perform functions on our behalf, such as hosting, analytics, email delivery and customer-relationship management. These providers are contractually required to protect the information and use it only for the purposes we specify.
We may also disclose information if required by law, court order or governmental authority, or if we believe disclosure is necessary to protect our rights, property or safety, or the rights, property or safety of others.
7. International transfers
F.T.I.O. operates in multiple jurisdictions. Information collected through this website may be transferred to, stored in, and processed in countries other than the one in which you reside. Whenever we transfer personal information internationally, we take steps to ensure it receives an adequate level of protection in accordance with applicable data-protection laws.
8. Data retention
We retain personal information for as long as necessary to fulfil the purposes for which it was collected, comply with legal and regulatory obligations, resolve disputes and enforce our agreements. When information is no longer needed, we delete or anonymise it in a secure manner.
9. Security
We implement appropriate technical and organisational measures to protect personal information against unauthorised access, alteration, disclosure or destruction. These measures include encryption, access controls, network monitoring and regular security reviews.
No method of transmission over the internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.
10. Your rights
Depending on your location, you may have the right to access, correct, delete or restrict the processing of your personal information, to object to processing, to request data portability, and to withdraw consent where processing is based on consent. You may also have the right to lodge a complaint with a data-protection supervisory authority.
11. Changes to this policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements or the services we offer. The revised policy will be posted on this page with an updated effective date.
12. Effective date
This Privacy Policy is effective as of the date it is published on this website and applies to all information collected through the site from that date forward.